Privacy Policy

Last Updated: May 30, 2026

1.Overview

We are committed to protecting your personal information and your right to privacy. This policy explains how Influence Web Solution collects, uses and protects your data when you use Dhanio. By using our services, you consent to the practices described in this policy.

2.Information We Collect

  • Mobile number and email address
  • Full name and date of birth
  • Device information and IP address
  • Transaction history and wallet activity
  • KYC documents when required by regulation
  • Location data (only when explicitly permitted by you)

3.How We Use Your Data

  • Account creation and management
  • Processing transactions securely
  • Fraud prevention and security monitoring
  • Improving our services and user experience
  • Sending transaction notifications
  • Legal and regulatory compliance

4.Data Storage and Security

  • All data stored on servers located within India
  • AES-256 encryption for all sensitive data at rest
  • Regular security audits and penetration testing
  • Data retained for 7 years as per RBI guidelines
  • Secure HTTPS connections for all communications

5.Information Sharing

We never sell your personal data.

Data is shared only with the following parties, and only as required:

  • Payment processors (Cashfree) for processing transactions
  • Telecom operators for mobile recharge processing
  • Regulatory authorities when required by law

No data is shared for advertising or marketing purposes.

6.Your Rights

  • Access your personal data at any time through the app
  • Request correction of inaccurate data
  • Request deletion (subject to legal retention requirements)
  • Data portability on request
  • Opt out of non-essential communications

7.Cookies Policy

  • We use only essential cookies required for app functionality
  • No third-party advertising cookies are used
  • Session cookies are deleted on logout
  • You can disable cookies in your browser settings (may affect functionality)

8.Children Privacy

Dhanio does not accept users under 18 years of age. We do not knowingly collect personal data from minors. If we discover that a minor's data has been collected, it is permanently deleted immediately. Please contact us if you believe your child's data has been collected in error.

9.Policy Changes

We will notify users of significant changes to this policy via email and in-app notification at least 7 days before the changes take effect. Continued use of Dhanio after policy changes take effect implies your acceptance of the updated policy.

10.Contact Us

Influence Web Solution

5/277, Kuchiapalayam, Erode Road, Tiruchengode, Namakkal, Tamil Nadu – 637215